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Cez★ 01-10-2010 03:16 AM

didnt know you can have multiple interest rates on 1 card.
fucking obama
fucking up a mexis chance to ball in a denali

2005_Silverado 01-10-2010 03:19 AM

no wey, obamas plan be good because now I will pay off highest rate first and work down from there. Right now CC companies dont want you to pay off the highest rate balance because thats where they make the most money from you. They have you pay off the ones that dont make them much and youre just paying interest only on the rest :blah:

---------- Post added at 06:19 PM ---------- Previous post was at 06:18 PM ----------

and I have different interest rates because I did 2 balance transfers and the 500 @ 29.99 is something I bought I guess :shrug:

theholycow 01-10-2010 03:19 AM

Quote:

Originally Posted by 2005_Silverado (Post 34690)
so i just got off the phone with my credit card company...I have 3 separate interest rates in one card...I have a balanced locked at 4.99 for its life, another at 13.99 and then the stupid 29.99%
I cant payoff the balances thats fucking me over until I payoff the one that I dont want to pay.

That's how they roll.

Wait to buy DWW. Pour some of those >$1000 payments in the credit card and get it done.

Quote:

Originally Posted by Cez (Post 34691)
didnt know you can have multiple interest rates on 1 card.
fucking obama
fucking up a mexis chance to ball in a denali

I'm no Obama fan, but I have to give Obama credit...he's trying to fix that shit, at least.

Cez★ 01-10-2010 03:21 AM

Quote:

Originally Posted by 2005_Silverado (Post 34692)
no wey, obamas plan be good because now I will pay off highest rate first and work down from there. Right now CC companies dont want you to pay off the highest rate balance because thats where they make the most money from you. They have you pay off the ones that dont make them much and youre just paying interest only on the rest :blah:

---------- Post added at 06:19 PM ---------- Previous post was at 06:18 PM ----------

and I have different interest rates because I did 2 balance transfers and the 500 @ 29.99 is something I bought I guess :shrug:

ahhh orale. didnt know :shake:

2005_Silverado 01-10-2010 03:22 AM

Quote:

Originally Posted by theholycow (Post 34694)
That's how they roll.

Wait to buy DWW. Pour some of those >$1000 payments in the credit card and get it done.



I'm no Obama fan, but I have to give Obama credit...he's trying to fix that shit, at least.

:shake: srsly considering it. I can use the cash I was gonna put down and pay my lowest interest rate balance and cut the 13.99% one in half, wont touch the 29.99, but thats ok, its not that much in interest a month.

I can get the same deal Im getting on DWW any day of the yr.

theholycow 01-10-2010 03:24 AM

http://memegenerator.net/Instances/2...CARD-FIRST.jpg

---------- Post added at 09:24 PM ---------- Previous post was at 09:24 PM ----------

Yeah, that one is lame

2005_Silverado 01-10-2010 03:25 AM

about $5/mo on int on the 29.99% balance :roflsquared:

---------- Post added at 06:25 PM ---------- Previous post was at 06:24 PM ----------

fuck it...let me send the payment before I change my mind and get the truck :roflmao: Once I send that, theres no going back and no RWW or DWW :bawl:

Cez★ 01-10-2010 03:26 AM

:roflmao:

theholycow 01-10-2010 03:26 AM

http://memegenerator.net/Instances/9...GGY-MY-ASS.jpg

2005_Silverado 01-10-2010 03:27 AM

Youd think that being an accounting major Id manage me money better....I dont :roflmao: I give in to my wants instead of just having my "needs"

Cez★ 01-10-2010 03:28 AM

rofl. i see that. iz be jew with mah money

theholycow 01-10-2010 03:29 AM

Get yourself fucked like me. You'll fix your attitude right quick.

I'll never give in to my wants like that again.

2005_Silverado 01-10-2010 03:31 AM

:lol: do tell

Cez★ 01-10-2010 03:32 AM

brah he be fucked by debt

2005_Silverado 01-10-2010 03:34 AM

i know wey but you dont get fucked up in debt overnight wey

Cez★ 01-10-2010 03:35 AM

well true.

---------- Post added at 08:35 PM ---------- Previous post was at 08:34 PM ----------

he in debt to mafia =P

theholycow 01-10-2010 03:39 AM

Marriage went to shit. My brain was fucked. I was barely functional. I couldn't work. I didn't work. She didn't work. I rented a site for the camper, and continued paying the mortgage too. I also payed for going out to countless dinners and shit. I bought my truck (was owned by the family business). I chose to get financially fucked and concentrate on my mental health and my marriage.

Six months later I got a job that barely paid crap.

Another few months and I finally got a decent paying job, better than I've ever been paid before...but I'm in REAL deep.

---------- Post added at 09:39 PM ---------- Previous post was at 09:36 PM ----------

Fuckin cat. He snuck up into the attic while I was up there, then got trapped up there. Wife got worried because she hasn't seen him in an hour and a half and he wasn't coming when called. It's about 20F up there.

2005_Silverado 01-10-2010 03:40 AM

damn, Im 30K in debt, obviously not counting mortage :roflmao:

Cez★ 01-10-2010 03:40 AM

:lol: fuckin kittahz
eddiez 30 from que? WW and carro?

theholycow 01-10-2010 03:42 AM

:slap: $30k in debt and you're buying DWW? :nono:

http://lh4.ggpht.com/_oNsRR_T1Qx0/SH...0/IMG_1423.JPG

---------- Post added at 09:42 PM ---------- Previous post was at 09:42 PM ----------

That cat, plus about 10 more pounds. In my attic.

Cez★ 01-10-2010 03:44 AM

adorable cat

2005_Silverado 01-10-2010 03:45 AM

citi 8100 most is at 4.99%
amex 900 10%
bestbuy 1000 0%
circuit 1400 0%
sallie mae 2150 3.99%
student loan 9000 5.75%
Dads SS 700 0%
ranger 6000 6.75%

:shrug: No problem paying more than minimum...on all of my loans except WW and 0% balances, no reason to rush and pay those off if its free money

Cez★ 01-10-2010 03:49 AM

loans ftl :(

2005_Silverado 01-10-2010 03:52 AM

yup...paid for rent with loans...sucks being on your own and going to school w/o working. Theyre mostly low interest loans so its not bad.

GM guy called...dude said he hadnt approved me yet :blah: :bird: calls 3-4hrs later and says he hasnt forgotten about me...RIIIIIIIIIIIGHT

theholycow 01-10-2010 03:54 AM

Quote:

Originally Posted by 2005_Silverado (Post 34718)
:shrug: No problem paying more than minimum...on all of my loans except WW and 0% balances, no reason to rush and pay those off if its free money


That's how I felt before the shit hit the fan. I had 0% balances too.

Never again. If I ever get in a condition to be debt free and save money again, I will save. When I've saved a large amount, then maybe I'll spend, but not with credit unless absolutely necessary.


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