It was a lost cause already anyway...

He said MAYBE!!

dont have any $800 transactions :shrug: I keep a log of all my payments and I check them off as they clear, so far my citi cards and my circuit city payment hasnt cleared. Even pulling that out of my available balance as well as the $200 check, Im $800 above my budgeted balance and Im usually below what I should be at :rofljest: Im pretty good at tracking my money, have a budget all the way till 2/10 right now. Should be balling Cez style by then :secret:

:truestory:

naice :high5:

BooOOOO!
I thought I had something to do this afternoon. I can't remember what it is.
Oh well.

:secret: I get paid 3 times in Dec so my account gets a nice boost. Im not even counting my tax refund in my budget :hump:

projected balance

2/28 3,856 bal

i need to christmas shop

:roflmao:

goes from this

11/30 734 bal

to this

2/28 3,856 bal

lets see if I can pull it off

I just realized how close thanxgiving is

People are gonna start going out of town at the end of this week

Crikey.

I'm thinking of lifting my truck with my tax return this year.
I sure am.
CEPEK Stage 1

qUESTION. Does canceling a credit card after the balance is paid negatively affect ones' credit?

Gotta make sure I'm getting a decent amount back.

Simple 6", 35's and old school 15x8 chome steelies

Why? Because I can and I want to be different

depends on a lot of things brah

is it ur largest credit card?

is it ur oldest?

have good history on it?

Also, do you have other debt? Debt to credit ratio is important.

so fuckinh sleepy right now

I have a $5k sears card that i paid off and cut up but never canceled :cool: lol

It was student card I've had for years. $300 limit. Really did me no good since I maxed it out with 2 weeks of fueling up the truck only.

See:only

Always paid off completely before due date except for a few occasions. Even then it was paid well above the minimum.

chase just canceled a card I had with them that I never used :pissedfist:

Paid off student loans. So debt free.

keep it brah, its 300...its ur only card and ur only credit history.

Why would you want to cancel it?

Since it's the $300 card, it's not going to have any effect either way. Go ahead and cancel it.

I need to check my credit, and get a credit card. I haven't had one in a couple years, since the shit hit the fan for me, and I need to build some new credit.

Too late lol. Tired of dealing with Citi mainly. Applied for a Shell/Visa and was denied. :think: Just trying to build credit somehow.

capital one or hsbc will give you a card