I dont have a debit card to her account but we can transfer money to/from 3 accounts online
Everyone Ive explained how we manage our money has given me a
look
But it works for us...mom just told me about a cousin I have...her husband handled ALL the finances...only 1 bank account and all payroll deposits went there. She never knew the balance or where money was going...turns out the dude didnt pay their mortgage for 1yr and she didnt find out till some bank people put notices on their door and asked them to leave or something
Way we do things, we both have access to accounts and can monitor eachothers spending so something like that NEVER happens